Applying for a second residence or citizenship in Europe has evolved from being an extravagant investment to a wealth and family management solution for Nigerian nationals. Nigerians are increasingly applying for the Malta Permanent Residence Program , where families can obtain the right to live in Malta, access the Schengen Area and enjoy better economic opportunities and education. Requests from Nigerian nationals wanting a residency in Europe have increased and it is becoming clearer that Nigerians are looking for better opportunities for their families. According to the World Bank, the majority of the young population in Nigeria are taking steps to emigrate from the country to be able to live, work, invest, study, and do business abroad.
The Malta Permanent Residence Programme grants permanent residence immediately. Investors can benefit from permanent residence for life and a residence card renewable every five years.
Political Stability and Security
The African continent is not new to social and political unrest, and families are therefore looking for countries offering a safe, peaceful, and stable environment. Obtaining residency in Malta through the MPRP offers the perfect alternative. The crime rate in Malta is relatively low and the country is considered as a very safe and stable country to live in. In addition, English is an official language in Malta and widely spoken so it is very easy to communicate with locals. In terms of political stability, Malta is a stable country with a democratic system of government. It has a strong economy and infrastructure and is a member of the European Union.
Education
One of the main reasons why Nigerians are increasingly applying for the Malta Permanent Residence Program and seek to move to Europe is because of educational opportunities. The Maltese government invests heavily in education and Malta has a well-built educational infrastructure which includes a mix of public, church, and private schools. Malta’s university (The University of Malta) attracts a large number of foreign students who come to Malta to acquire their bachelor’s degree or masters degree. Apart from the University of Malta, the country also has vocational institutes such as the Malta College of Arts, Science and Technology (MCAST). Nigerian nationals applying for Malta Permanent Residence can be rest assured that their children can receive good quality education from reputable public or private schools in Malta.
Better Business Opportunities
Nigerians have increasingly started applying for Maltese residency cards through the MPRP because there are better business opportunities in Malta and a higher chance for them to access the European market. Obtaining residency in Malta makes it easier for investors to register subsidiaries and open bank accounts in Europe, and hence one could do business with customers directly rather than rely on European partners. With a Maltese residency, applicants would also be able to live permanently in Malta and travel within the Schengen Area thus facilitating mobility which would help investors in attending business meetings and conferences in Europe, therefore avoiding bureaucratic visa processes & applications.
Investors from Nigeria who may suffer from infrastructure deficit and power cuts which can hinder their economic activity, have no issues to worry about as Malta offers a well-developed infrastructure and a good internet connection.
Global Mobility
Moving to Malta through the Permanent Residence Program (MPRP) not only allows applicants and their family members to enjoy life within Malta but also gives them a chance to travel visa-free within the Schengen Zone, which comprises of 29 countries. Nigerian passport holders don’t have the privilege of visa-free access to the Schengen Area and obtaining residency in Malta would facilitate travel to Europe.
Economic Stability and Employment
In Nigeria, inflation and economic disparity is on the rise. The Malta Permanent Residence Program provides an opportunity for Nigerians to live in a country with a stable economy and a good lifestyle. The steady growth in the Maltese economy led to various job opportunities in different sectors such as finance, healthcare, technology and hospitality.
MPRP Requirements
There are three main requirements, which all need to be fulfilled in order to acquire permanent residence through the Malta Permanent Residence Programme:
- Pay a one-time admin fee to the Government Agency of €60,000 together with a Government contribution of €37,000, and
- Rent a property in Malta for €14,000 OR purchase a property for €375,000 and
- Pay a donation of €2,000 to a local registered philanthropic, cultural, sport, scientific, animal welfare or artistic NGO.
In addition, the applicant needs to declare and provide evidence that he is in possession of assets having a value of not less than €500,000 out of which a minimum of €150,000 shall be in the form of financial assets. Alternatively, they may show a capital in excess of €650,000 out of which at least €75,000 shall be in liquid assets.
You can read more on the requirements and application process here.
MPRP Applications
Applications for residency in Malta are to be submitted by a licenced agent. Our firm has a wealth of experience in assisting applicants in obtaining residency and citizenship in Malta. So don’t miss this chance to contact us today and get to know more about your potential future as a Maltese resident or citizen in detail.
Malta has a number of residence programmes aimed at attracting non-EU/EEA nationals to obtain residence status in Malta. The various programmes range from those intended to confer the status of permanent residence to programmes giving a special tax status. To this effect Malta offers two main residency routes through the Malta Permanent Residence Programme (MPRP) and the Malta Global Residence Programme (GRP).
The main difference between these two programmes is that the Malta Permanent Residence Programme (MPRP) is a permanent residence programme whilst the Global Residence Programme (GRP) is a temporary one which mainly gives a special tax status.
Residence status obtained under the MPRP is valid for life, whilst the residence status obtained under the GRP is renewed on an annual basis subject to paying an annual tax. The GRP is therefore a tax residence programme granting tax residency whilst the MPRP does not automatically lead to a tax status in Malta. Under the GRP, a beneficiary is required to pay a minimum annual tax of at least €15,000 whilst under the MPRP there is no such requirement of paying an annual tax in Malta.
The Malta Global Residence Programme (GRP)
The Malta Global Residence Programme (GRP) is a tax residence programme conferring a tax status. Once the tax status is issued, the applicant can apply for a Maltese residence card. Beneficiaries of this status obtain the right to reside in Malta, and to travel within the Schengen Area without a visa. Beneficiaries also get the benefit of having their foreign source remitted income at a flat rate of 15%. Any income generated in Malta is however taxed at a flat rate of 35%.
There are three main requirements to participate under this programme:
- Pay a one-time government application fee of €6,000,
- Invest in a Property in Malta (either rental or purchase*),
- Pay a minimum annual tax of €15,000
*The Minimum Purchase value is of €220,000 and the Minimum Annual rent is of €8,750 annually.
Under this programme a main applicant can include the spouse, children who are under the age of 25, siblings and directive relatives in the ascending line provided that they are financially dependent on the Main Applicant.
Malta Permanent Residence Programme (MPRP)
The Malta Permanent Residence Programme (MPRP) is a permanent residence by investment programme for non-EU/EEA nationals granting a PR status within a period of 6-12 months. Beneficiaries of this status obtain the right to settle, stay and reside permanently in Malta and also the right to travel within the Schengen Area without a visa.
Applicants are eligible to apply under this programme if they show that they have capital of not less than €500,000 out of which €150,000 are to be financial assets. As an alternative, the applicant can show a capital of €650,000 out of which at least €75,000 are in financial assets.
There are three main requirements to participate under this programme:
- Pay a donation of €2,000 to a local philanthropic organisation,
- Invest in a Property in Malta (either rental or purchase*),
- Pay a Government Contribution of €37,000 and a Government Admin Fee of €60,000**
*The Minimum Purchase value is of €375,000 and the Minimum Annual rent is of €14,000 annually.
**An additional government admin fee of 7,500 is due for each adult child, parent and grandparent added to the same application.
Under this programme a main applicant can include the spouse and their parents, grandparents and unmarried children (up to the age of 28), as long as they are financially dependent on the main applicant.
Comparing the GRP & MRVP Programmes
| GRP | MPRP | ||
| Minimum Annual Tax | €15,000 per annum | Zero | |
| Tax Rate | 15% – Foreign Source Income 35% – Local Source Income |
0% – 35% | |
| Property Purchase | Central/North EUR275,000 South/Gozo EUR220,000 |
EUR375,000 | |
| Property Rental | Central/North EUR9,600 South/Gozo EUR8,750 |
EUR14,000 | |
| Minimum Stay in MT* | No min. stay | No min. stay | |
| Official Application Fee | €6,000 | €60,000 Admin Fee
€37,000 Contribution |
|
| Philanthropic Donation | Zero | €2,000 | |
| Dependants | Spouse, Children up to 25 years, brothers, sisters and parents (If financially dependent) |
Spouse, Children up to 28 years (if financially dependent ) + Parents & Grandparents |
|
| Application Process | 4 months | 6 months |
Why choose ACC Immigration?
The firm is a leader in Maltese immigration law and advises international families on all aspects of taxation, citizenship and residence law in Malta. The firm’s Maltese residence and citizenship law practice is led by founder Dr Priscilla Mifsud Partner who holds licence number AKM-ACCA-22.
Since Malta launched the Malta Permanent Residence Programme (MPRP) in 2021, a number of non-EU nationals understood the importance to have a permanent residence in a European country which grants the right to reside permanently in a chosen country.
Malta Permanent Residence Programme
The MPRP grants a permanent residence status within a period of 6-12 months from the submission of an application, making the Malta Permanent Residence Programme (MPRP) one of the most efficient residence programmes in Europe. In addition, the MPRP is unique in the sense that it is the only residence programme to grant permanent residence immediately. As a result, once an application under the Malta Permanent Residence Programme (MPRP) has been approved, the applicant and all qualifying family members can reside indefinitely in Malta and travel to the 29 countries forming part of the Schengen Area without a visa.
One of the main benefits of the Malta Permanent Residence Programme (MPRP) is that it allows the main applicant to include five generations in the same application. This family friendly measure is unique to the MPRP since other residence programmes (golden visas) in Europe impose some restrictions on the inclusion parents and grandparents.
Malta Permanent Residence Programme – Investment Options
The Malta Permanent Residence Programme MPRP offers prospective applicants two investment options to choose from. Applicants may either:
- Rent a Property, Pay a Government Contribution of €37,000 and Pay a Government Admin Fee of €60,000, or
- Purchase a Property, Pay a Government Contribution of €37,000 and Pay a Government Admin Fee of €60,00
Under both options, once an applicant is approved, a donation of €2,000 to a local charity is required, together with an additional admin fee of €7,500 for each adult dependant child, parent and grandparent included in the same application.
The MPRP is thus the only European residence by investment programme which allows the applicant to rent a property without having to purchase before applying for residency. In addition, the property can be leased/sublet to third parties (subject to some conditions) and all the above investments are only to be done once the application is approved and not at the outset.
Malta Permanent Residence Programme – Addition of Family Members
The MPRP is designed to allow the applicant to include a total of five generations. This includes:
- Main Applicant and the Spouse
- Parents of the Main Applicant and/or of the Spouse
- Grandparents of the Main Applicant and/or of the Spouse
- Children of the Main Applicant and/or of the Spouse (up to the age of 28 years, must be financially dependent on the Main Applicant)
- Future Grandchildren of the Main Applicant and of the Spouse
Malta Permanent Residence Programme – Efficient Process
Once an application is submitted, the government agency will run a four-tier due diligence check on the applicant and the source of funds. The applicants can request a temporary residence card while they wait for their application to be processed. A final decision on the application is taken within 6-12 months making this programme the most efficient residence by investment programme in Europe.
Visa Free Travel with the Malta Permanent Residence Programme
Malta is a member of the Schengen Area which is an area made of up 29 countries which abolished borders and allows for the unrestricted movement of people. By obtaining residence under the MPRP, the applicant and qualifying family members are allowed to travel freely within the Schengen Area and stay for 90 days within 180 days.
Right to live permanently in Malta as a Maltese Permanent Resident
The applicant and all qualifying members are given the right to live and settle in Malta for life without any restrictions. There are a number of reasons why applicants relocate to Malta including safety and stability and a pleasant climate with over 300 days of sunshine.
Malta is one of the safest countries to reside in the world. In addition, it is also an English-speaking country making it easy for expats to quickly settle on the island. Crime levels in Malta are exceptionally low in comparison with most EU countries making it the second safest country in the world and first in the EU according to a study carried out by the AfrAsia Bank Global Wealth Migration Review.
Malta Permanent Residence Programme (MPRP) – Full benefits list
The full benefits of obtaining residence under the MPRP can be summarised into the following:
- Malta is a member of the European Union (EU)
- Malta is a member of the Schengen Area
- Malta is a member of the Commonwealth
- Malta has one of the strongest economies in the EU
- Malta is economically and politically stable
- Malta’s official language is English
- Malta has the Euro (€) as its official currency
- Malta has a first-class health and educational system
- Malta enjoys one of the best climates in the world
How can we Assist?
Applications under the MPRP Malta Permanent Residency Programme can only be submitted through a Licenced Agent. Our firm is duly authorised by the Residency Malta Agency to submit residence by investment applications on behalf of applicants. ACC Immigration holds licence number AKM-ACCA. Get in Touch to learn more about the benefits of the Malta Permanent Residence Programme.
Malta Permanent Residence Programme
The Malta Permanent Residence Programme offers permanent residence in return for a property investment in Malta, a contribution to the government and a charity donation. Residency cards are valid for 5 years and can then be renewed indefinitely if the investor maintains an address in Malta (rented or purchased). The Malta Permanent Residence Programme is available to Indian nationals who are at least 18 years old, in good health, and who possess at least €500,000 in capital, out of which €150,000, must be in the form of liquid assets or a capital of €650,000 out of which €75,000 is in financial assets.
Malta as a Second Home for Indians
Indian nationals are showing great interest in foreign permanent residency programmes, more so for Europe in recent years. According to the Maltese Ministry of Foreign and European Affairs, there are 112 private investments from India in Malta. Any Indian investors interested in the Malta PR programme should feel consoled by the fact that there’s already a well-established Indian community of around 5000 in Malta, as estimated by the Indian Ministry of External Affairs. There’s no language barrier on the island, as all Maltese are fluent in English and all official communication is also done in English. The rich history of 7000 years and unique culture along with the covetable Mediterranean climate makes Malta the perfect place to call home.
Malta Permanent Residence Programme Investment Options for Indian Nationals
Indian nationals can opt for property purchase or property rental to qualify for the Malta Permanent Residence. One can either buy a property for at least €375,000 anywhere in Malta or Gozo. This property can be rented out to third parties for the periods where the applicant is not in Malta.
It is also possible to rent a property for a minimum of €14,000 annually, anywhere in Malta and Gozo.
The government contribution due amounts to €37,000, together with a government admin fee of €60,000. An additional admin fee of €7,500 is to be paid per each adult child, parents and grandparents.
Indian nationals are also required to donate a minimum of €2,000 to a local registered NGO. All investments and government contributions are to be paid on approval. The applicant only pays a fee of €15,000 on submission of the application which is then deducted from the contribution payable on approval.
Benefits of Malta Permanent Residence Programme for Indian Nationals
The Malta Permanent Residence offers multiple benefits to Indian nationals, the most important one being the automatic eligibility of the applicant’s family for the programme. Applicants can include their children (up to 28 years of age) as long as they are not married and show that they are still financially dependent on the main applicant. Unlike other countries offering residence programmes, the children will retain their Maltese permanent residence for life even if they get married or find an employment.
Indian nationals can currently travel visa-free to 60 countries. With permanent residency in Malta, comes the ability to travel visa-free throughout the Schengen zone. Malta is rapidly becoming the top choice for investment migration due to its low crime rate and clean environment, which Indian nationals mostly have as a requirement. With a stable economy, great business development potential, a booming property market that offers high returns, and a low unemployment rate, Malta makes for an excellent home for Indians. You can find excellent schools and universities for your kids, along with high-standard hospitals and medical services.
The application process is simple and Indian nationals receive the permanent residence card within 6 to 12 months of applying. The applicants can also request a temporary residence card while they wait for the PR application to be approved.
Tax System for Indian Malta Permanent Residents
Obtaining permanent residence in Malta does not have an impact on the tax situation of an applicant. Malta adopts the non-dom system of taxation which means that individuals who are deemed to be tax resident in Malta, by spending at least 183 days living in Malta are only taxed on income arising in Malta and income arising abroad which is transferred to Malta. Indian nationals can thus obtain tax residence only if they want to by residing in Malta for more than 183 days or by proving their intention to reside in Malta in the future.
Feel free to contact us to learn more about the application process and legal requirements regarding the Malta Permanent Residence Programme.
Vietnam’s economy has been growing substantially over the years with a growth of 8.02% in 2022, the fastest annual growth since 1997. Despite the pandemic, the Vietnamese economy remained strong, making it Southeast Asia’s fastest growing economy. With its booming economy and GDP there has been a rise in the number of Vietnamese high net worth and ultra-high net worth individuals who are seeking better investment opportunities and quality of life in Europe. It is estimated that there are more than 1234 Ultra High Net Worth Individuals in Vietnam, and such number is forecasted to reach 1551 in three years’ time. Such affluent individuals are increasingly interested in investment migration programmes, such as the Malta Permanent Residence Programme in order to give their family better opportunities such as the right to live in a European country indefinitely and visa-free travel within the Schengen Area.
Malta’s Growing Vietnamese Community
Due to Malta’s stable economy, high employment rate, and multiple investment opportunities, Vietnamese nationals are becoming more and more interested in applying for Maltese residency. As published by IMI Daily , 2.9% of the permanent residence permits issued in Malta through the Malta PR programme have been to Vietnamese nationals, falling second just behind Chinese nationals (90%). With a well-established Vietnamese community it goes without saying that Vietnamese nationals make the best out of Malta’s year-round sunshine, relaxing atmosphere, good quality of life and hospitable people.
Life in Malta for Vietnamese Nationals
Maltese residency offers several benefits for Vietnamese nationals. Such benefits include access to the Schengen Area without the requirement of applying for a visa and the right to live in the Schengen Area for 3 months in every 6-month period. Moreover, with a Maltese PR card applicants and their family members can reside in Malta for life. Malta offers a high standard of living with a strong and stable economy, good education system and top-notch healthcare institutions. As ranked by the WHO in the top 5 healthcare systems of the world, Malta has excellent private and public hospitals ensuring accessible health services for all at affordable rates. Malta is also an attractive location for international business, with a favourable tax regime and a strategic location between Europe and Africa. Malta’s position at the centre of the Mediterranean Sea makes it an ideal hub for enterprises wanting to trade between these continents. Some other factors that makes Maltese Permanent Residence a perfect programme for Vietnamese nationals are longer life expectancy, good air quality, English as an official language, and a booming economy.
Real Estate Investment Opportunities for Vietnamese Nationals
The Malta Permanent Residence Programme offers Vietnamese expats the opportunity to invest in real estate. Malta has a reputation of having one of the best property markets in Europe. There’s no doubt that investments in Malta will offer high returns to Vietnamese buyers. Apart from the investment in the qualifying property needed for Malta PR and which can be leased to third parties, usually investors also purchase a second property for further rental investments.
Malta Permanent Residence for Vietnamese Nationals
Vietnamese nationals who are at least 18 years old, in good health, and possess financial assets of at least €500,000/€650,000, can apply for the Malta Permanent Residence Programme.
Applicants will be granted permanent residency in return for an investment in Malta through the rental or purchase of property, a donation to charity and the payment of a government contribution.
Vietnamese nationals have the option of buying property for a minimum of €375,000 in Malta/Gozo or rent a property for at least €14,000 annually. The applicants also need to pay a government admin fee and contribution of €97,000. Lastly, applicants must make a donation of €2,000 to a local registered NGO in Malta.
As a summary, Malta Permanent Residency Programme (MPRP) Requirements are:
1. Donate €2,000 to charity, and
2. Pay a government admin fee of €60,000 and a contribution of €37,000, and
3. Renting or Purchasing a property in Malta
A large number of Vietnamese nationals have already acquired Malta’s Permanent Residence through the MPRP, and more are interested in applying. If you’re interested in applying, feel free to contact us.
In recent years, Americans have spent more time in Europe, expanding their businesses outside the US, acquiring holiday homes or yachts in the Mediterranean, and opening their children to European colleges and universities, the European job market or European sports clubs. To achieve this, Americans seek to revive their American ancestral roots or explore opportunities for European residency by investment or citizenship routes. As it becomes more connected than ever to the United States, Malta ticks all the right boxes as an entry point to Europe and discretely comes out on top.
Reasons why Americans seek European Residency
Americans seek European residency and eventually citizenship for a number of reasons. A second residency in Europe grants an American citizen the right to relocate, live, study, work, invest, do business, and retire in Europe. For children, this is a steppingstone to the European job market, to European schools, colleges and universities, as well as European sports clubs. High net worth Americans may also legally build a base for the management of their non-US assets.
So what is European Residency?
It is important to make a distinction between residency and citizenship. When we refer to European Citizenship, we refer to a passport issued by one of the 27 member states of the European Union. Nationality of any one of the member states in the EU, grants the right to live, work and study in all the EU member states. ‘European Citizenship’ translates into the enjoyment of rights enshrined by the treaties establishing the European Union, including the freedom of movement of persons, goods and capital and the freedom of establishment.
On the other hand, European Residence gives the right to reside indefinitely in the country in which the investor decides to invest in, and also gives the right to travel within the Schengen Area without a visa. Holders of a residence permit issued by a member of the Schengen Area allows its holder the right to also stay in the Schengen Area for 90 days in a six-month period.
Routes to European Residence or Citizenship for American Investors & Entrepreneurs
While some Americans are blessed with European ancestry that may, in some cases entitle them to claim their ancestral European citizenship through descent, eligibility is often limited, the process bureaucratic and this route to European citizenship is often difficult due to burdensome process of sourcing old birth certificates. A more preferred route for investors or business families is to acquire residence by investment or citizenship by merit in a European country that allows a route to naturalisation as a citizen of that country, by merit.
Malta, a Mediterranean island state in the EU enjoying a family-friendly, safe environment and the lowest unemployment rate in Europe, maintains a robust due diligence process to ensure that only fit and proper investor families are offered the privilege of obtaining residency or citizenship.
Malta Permanent Residence Programme
Malta’s residence by investment Programme, formally known as the Malta Permanent Residence Programme grants applicants and eligible family members the right to live indefinitely in Malta and the right to travel within the Schengen Area without a visa. In order to be eligible, applicants must show that they have in their possession, capital of not less than €500,000, out of which €150,000 must be in the form of liquid financial assets such as bank account balance or funds invested in securities. Alternatively, the applicant can show a capital of €650,000 with at least €75,000 in financial assets.
The process from submission until approval takes between 6 and 12 months and the investment is only required to be made, once a letter of approval is issued by the Residency Malta Agency. Applicants are to undergo a due diligence test, after which they will be required to fulfil the qualifying investments which include:
- The rental or purchase of property in Malta or Gozo with a minimum spend of €375,000 (if purchasing) or €14,000 per year (if renting). The property is to be kept for a minimum of 5 years and can be leased/sublet, subject to certain conditions.
- A donation to a charity or a philanthropic organisation of €2,000, and
- A government contribution and administrative fee of €97,000. An additional government admin fee of €7,500 applies per adult dependant child, parent and grandparent.
Malta Citizenship by Merit
Under Malta’s Citizenship by Merit regulations, the privilege of naturalising as a Maltese citizen is only extended to an American family upon successfully completing all the eligibility requirements.
Malta offers a discretionary pathway to citizenship for individuals whose outstanding personal achievements or service are deemed to align with the national interest. This provision is designed to honour those who have demonstrated excellence and impact across key sectors that contribute to Malta’s development and global standing.
Eligible individuals may include those distinguished in:
- Scientific research, education, and technological innovation
- National security and humanitarian initiatives
- Arts, cultural heritage, and athletic excellence
- Public health, governance, and civil service
- Entrepreneurship and economic advancement
- Philanthropy and social investment
- Emerging technologies and digital transformation
This route reflects Malta’s commitment to recognising merit and long-term value over financial investment, reinforcing its dedication to fostering excellence and meaningful engagement.
Cyprus, an island member state used to allow investors to naturalise through the purchase of a portfolio of €2.5 million in real estate. Unfortunately, this programme closed in 2020. Cyprus still offers a residence by investment programme, but this only grants the rights to reside in Cyprus. A Cypriot residence card doesn’t allow visa-free access to the Schengen Area since the country is not a signatory to the Schengen Agreement.
Portugal grants a ‘Golden Visa’ that is legally a temporary residency renewable every two years, subject to demonstrating a minimum physical stay of 7 days in the first year and 14 days in subsequent years. For American families who settle in Portugal, demonstrate integration in Portugal and pass the Portuguese language test, this opens the opportunity of applying to Portuguese long-term residence and eventually citizenship. Citizenship is not an automatic right though and is subject to these integration and language requirements which not all American families are able to meet, hence the popularity of the Malta route that is shorter and better defined.
Malta: Legal and Tax Considerations
English is an official language in Malta and also the language of education, business and finance. Malta does not impose any language tests in its investor route to residence. Unlike many other European countries, Malta does not apply worldwide taxation to persons resident in Malta for tax purposes. Malta does not have any wealth taxes, property taxes, inheritance taxes or entry/exit taxes. Business taxation, referred to as corporate income tax is effectively 5% for Maltese companies owned by foreign shareholders despite their new Maltese citizenship.
European Residence & Citizenship Lawyers
Our European immigration lawyers advise on the various immigration routes in Europe. We dedicate personal attention to each client and oversee each immigration case individually. We help our clients assess which European route best suits their objectives and whether they qualify for relevant laws. As Maltese residence and citizenship agents with extensive experience of Maltese citizenship and investor immigration programmes, we offer a holistic coverage of all immigration and relocation and all relevant tax and legal services.
ACC Immigration Advisors (Malta company registration number C-44042) is duly authorised to represent clients and holds licence number AKM-ACCA.
In the past few years an increasing number of Ukrainian nationals have been exploring options to secure a second residence or citizenship due to various factors. The motivations behind this trend are multifaceted and rooted in a combination of geopolitical uncertainties, economic considerations, security concerns and the desire for enhanced global mobility. As Ukrainian citizens grapple with these realities, they are seeking alternative options to safeguard their future, embrace opportunities, and build a more secure and versatile life. This article delves into the compelling factors driving this surge in interest among Ukrainian nationals for second residency or citizenship, shedding light on the complex dynamics that underpin this evolving global migration trend.
Europe, with its stable economies, high living standards and strong legal system has become an attractive destination for Ukrainian citizens seeking to enhance their quality of life and secure their future. The attractiveness of Europe for Ukrainians stems from a combination of economic prospects, political stability, access to social services, educational opportunities, and the desire for a higher quality of life. These factors collectively contribute to the increasing trend of Ukrainian nationals seeking to establish a second residence or acquire citizenship in various European countries.
Why are Ukrainians seeking European Residency?
One of the primary reasons why Ukrainian nationals seek European residency and citizenship is their understandable desire for stability and security. As the conflict in Ukraine intensifies, an increasing number of Ukrainian citizens are seeking to relocate to safer territories. Many Ukrainians see European countries as safe shores where they can build a better future for themselves and their families.
In addition to the above; economic opportunities play a significant role in driving Ukrainians to seek European residency and citizenship. Despite efforts to reform the Ukrainian economy, economic challenges persist, leading to limited job opportunities and low wages. European countries offer access to better job opportunities, higher wages and social welfare systems that provide a higher standard of living and greater economic security.
Political Stability and Rule of Law
Europe is known for its political stability, strong institutions, and adherence to the rule of law. Ukrainians see European nations as safe places where they can enjoy a more predictable and secure environment.
Educational Opportunities
European countries boast world-renowned educational institutions. Ukrainian students and professionals may pursue educational opportunities abroad to enhance their skills and gain a competitive edge in the global job market.
Access to Social Services
European countries often provide comprehensive social services, including healthcare and education, which can be appealing to Ukrainians looking for a higher quality of life and better access to essential services for themselves and their families.
Visa-Free Travel and Schengen Zone Access
Many European countries participate in the Schengen Agreement, allowing for visa-free travel within the Schengen Zone. This freedom of movement is particularly attractive to Ukrainians, facilitating easier travel and exploration of diverse cultural and economic landscapes.
Geopolitical Considerations
Given Ukraine’s complex geopolitical situation, some individuals may seek to distance themselves from regional tensions and conflicts by establishing a new life in Europe, where geopolitical stability is generally more predictable.
Language Considerations
Many Ukrainians are already fluent in European languages such as English, German, or French. This linguistic compatibility makes the integration process smoother, enhancing communication and facilitating social integration.
Pathways to obtain European Residency and Citizenship for Ukrainian nationals
Ukrainian nationals have several pathways to obtain European residency and citizenship.
A common route is through family reunification, where individuals may join family members who are already citizens or permanent residents of European countries.
Another option is to apply for asylum or refugee status. Under international law, individuals fleeing persecution or conflict have the right to seek asylum in other countries. However, the process of seeking asylum can be difficult, as Ukrainian nationals must navigate through bureaucratic procedures, demonstrate their eligibility for asylum and often face long waiting periods for their cases to be processed.
The most fast and secure way to obtain European residency or citizenship is to opt for a residency or citizenship programme through investment and entrepreneurship that are offered by various European countries. These programs not only provide opportunities for business expansion and investment diversification but also offer the prospects of enhanced mobility, security and access to European markets.
Maltese residency and citizenship by investment for Ukrainian investors and entrepreneurs
A number of European countries offer residence by investment programs, typically requiring investments in real estate or making a contribution to a fund. These investments not only facilitate residency but also contribute to the local economy.
Malta has established itself as a prime destination for non-EU nationals seeking to secure residence by investment or citizenship by merit. With its outstanding location, warm climate, robust economy and strong GDP growth, attractive tax incentives and high quality of life, Malta offers a range of evident reasons for investors to consider.
Currently Malta offers two separate routes that provide visa-free travel within the Schengen Area and the opportunity to live, work and reside in Europe.
Malta Permanent Residence Program (MPRP) – Updated with 2025 new rules
Malta’s Residence by Investment Program offers non-EU nationals the opportunity to obtain permanent residency in Malta, providing a pathway to reside in the country indefinitely.
In order to apply, prospective applicants must show that they have in their possession capital of not less than €500,000, out of which €150,000 must be in the form of liquid financial assets. Another option is for applicants to show a capital of €650,000, with €75,000 in financial assets.
The application process from submission until approval takes around 6-12 months. The investment is only required to be made after a letter of approval is issued by the Residency Malta Agency. Applicants are subjected to a due diligence test, after which they will be required to fulfil the following qualifying investments:
- To rent or purchase a property in Malta;
- To donate €2,000 to a charity or a philanthropic organization, and
- To pay a government contribution and administrative fee of €97,000.
A residence card issued under this programme grants applicants the right to live indefinitely in Malta and also the right to travel within the Schengen Area without a visa for 90 days within a 180-day period.
Malta Citizenship by Merit
Malta’s Granting of Citizenship by Merit offers a route to Maltese citizenship for individuals who make exceptional contributions to the nation, adopting a more merit-oriented approach. Upon approval, successful applicants and their families are granted Maltese citizenship, along with the rights and privileges granted to Maltese citizens, including visa-free travel, right of freedom of movement, access to free healthcare, and free education.
Maltese citizenship through merit is awarded selectively to individuals who have shown exceptional dedication or accomplishments in fields such as commerce, innovation, science, the arts, sports, or national development. This pathway stands apart from investment-based programmes by prioritising tangible contributions, sustained involvement, and a genuine commitment to Malta’s progress and wellbeing. Each application is individually reviewed, with citizenship granted as a mark of distinction for those whose efforts align with the country’s long-term interests.
Malta Licensed Agents
Our immigration lawyers advise on the various immigration routes in Europe.
At the core of our practice is a client-oriented approach, where we prioritize understanding of each client’s unique circumstances, concerns and goals. By tailoring our services to meet individual needs, we ensure that every client receives personalized attention and guidance throughout their immigration journey.
As Maltese residence and citizenship agents with extensive experience of Maltese citizenship and investor immigration programs, we offer a holistic coverage of all immigration and relocation and all relevant tax and legal services.
ACC Immigration Advisors (Malta company registration number C-44042) is duly authorized to act as a licensed agent in Malta and holds licence number AKM-ACCA.
The sunny Mediterranean island of Malta, with its stunning landscapes and vibrant culture, has become an attractive destination for UK citizens looking to start a new chapter in life. Whether for work, retirement, tax considerations or a better climate, moving to Malta from the UK offers a wealth of opportunities.
Immigrating to Malta from the UK: A Complete Guide
Since Brexit, UK citizens are no longer EU nationals, which means different rules now apply to them when moving to Malta. This article covers the key aspects UK citizens should know about Malta’s visa, residency, and citizenship options.
Why Moving to Malta from the UK?
- Quality of Life: Malta boasts a high standard of living, excellent healthcare and a reputable education system. The island is known for its friendly locals and vibrant expat community, making it easy to adapt.
- Strategic Location: Positioned in the heart of the Mediterranean, Malta serves as a gateway to Europe, North Africa, and the Middle East, enhancing travel and business opportunities.
- Language: English is one of the official languages in Malta, making communication straightforward for UK citizens relocating to Malta.
- Mild Mediterranean Climate: Malta’s warm Mediterranean climate, with long summers and mild winters, is a major draw for those looking to escape the colder UK weather. The island offers a relaxed outdoor lifestyle with numerous beaches, historical sites, and cultural events to enjoy throughout the year.
- Stable Economy and Safe Environment: Malta enjoys a stable economy with a growing financial services and technology sector, making it a good destination for professionals seeking new opportunities. Additionally, Malta is known for its low crime rates, providing a safe and secure environment for families.
- Favourable Tax Regime: Malta’s tax system is highly appealing, particularly for individuals with foreign-sourced income. Non-domiciled residents can benefit from a 15% flat tax rate on foreign income remitted to Malta under the Global Residence Programme, with no tax on income not remitted to the island. This is a significant advantage for retirees, investors, and expatriates with overseas earnings.
Malta Visa Requirements for UK residents and BRP Holders
UK citizens can enter Malta without a visa for short stays of up to 90 days within a 180-day period under the Schengen Zone rules. However, for long-term relocation, applying for a residence permit may be required based on the individual’s circumstances.
Before travelling to Malta one requires:
- Valid Passport: A passport which is valid for at least three months beyond the planned departure date from Malta.
- Travel Insurance: A comprehensive travel insurance policy is highly recommended to cover potential medical emergencies or trip cancellations.
- Return Ticket: Show proof of onward or return travel, as well as accommodation details.
British passport holders
Post-Brexit, UK passport holders no longer have the automatic right to live and work in Malta. If you plan to stay beyond the 90-day visa-free period, you’ll need to apply for the appropriate residency permit.
BRP holders (Biometric Residence Permit)
If you’re a UK resident with a BRP (such as non-UK nationals or third-country nationals living in the UK), you would generally need a visa to enter Malta. The visa requirements depend on your nationality.
Malta Residency Options for UK Citizens
UK citizens have several routes to acquire residency in Malta, depending on their objectives and whether they wish to work, retire, apply for a special tax status, obtain permanent residency or simply enjoy an extended stay on the island. The primary residency options include:
Malta Permanent Residence Programme (MPRP) for UK citizens
UK citizens can apply for permanent residency under the Malta Permanent Residency Programme (MPRP) if they can demonstrate they are in possession of at least €500,000/650,000 in capital, satisfy specific background checks and meet the health insurance requirements. Once approved, applicants are required to buy or rent property in Malta, give a small donation to charity and pay a government fee.
MPRP Requirements for UK citizens – updated with latest 2025 amendments
Buy a property in Malta or Gozo and spend at least €375,000
OR
Rent a property in Malta or Gozo and spend at least €14,000 per annum
AND
Pay a non-refundable contribution of €37,000 together with a government admin fee of €60,000.
An additional government admin fee payment of €7,500 for each adult dependant child, parent and grand parents is also due.
AND
Donate at least €2,000 per family to a charity in Malta.
Global Residence Programme (GRP)
The Global Residence Programme is a special tax programme whereby applicants are subject to tax in Malta at a flat rate of 15% on any foreign income remitted to Malta and a flat rate of 35% on any locally generated income. UK nationals applying for the GRP are required to annually declare that they didn’t spend more than 183 days in a calendar year, in any other one jurisdiction.
GRP Requirements for UK citizens
Buy a property in the South of Malta or Gozo and spend at least €220,000 or spend €275,000 in the North/Central Malta.
OR
Rent a property in the South of Malta or Gozo and spend at least €8,750 per annum or €9,600 if the property is chosen in the North/Central Malta.
AND
Pay a non-refundable administrative fee of €6,000
AND
Pay an annual minimum tax of €15,000
Malta Work Permit for UK citizens
If you have a job offer in Malta, you will need to apply for a work permit. Your employer typically assists with this process, which involves applying for a Single Permit that combines both work and residence permits.
Malta Citizenship for UK Citizens
UK citizens looking for a more permanent status may consider obtaining Maltese citizenship. There are three main routes available: citizenship through naturalisation, citizenship by descent and citizenship by investment.
Malta Citizenship by Merit
For UK nationals seeking deeper integration into Maltese society, Malta offers a unique route to citizenship by merit. This pathway is designed for individuals who have made, or are positioned to make, exceptional investments / contributions to the country across a range of fields.
Citizenship by merit is granted on a discretionary basis to those who have demonstrated outstanding achievements or services in areas such as business, science, technology, culture, sport, or economic development. Unlike investment-based citizenship programmes, this route places emphasis on personal impact, long-term engagement, and meaningful contributions to Malta’s national interest.
Each application is assessed individually, and successful candidates are awarded citizenship as a mark of recognition and appreciation for their merit. For UK nationals with a strong connection to Malta and a proven track record of excellence, this pathway offers a dignified and rewarding means of becoming part of the Maltese national community.
Malta Citizenship by Naturalisation
After residing in Malta for five years, UK citizens may apply for Maltese citizenship by naturalisation. This process involves demonstrating strong ties to Malta, including integration into Maltese society. Applicants will need to meet language and residency requirements. Such applications are subject to the discretion of the Minister responsible for citizenship.
Maltese Citizenship by Descent
UK citizens who have Maltese ancestry may be eligible for Maltese citizenship by descent. This route is open to individuals who can prove that they have Maltese parents, grandparents, or even great-grandparents,
Benefits of Maltese Citizenship
Many are the advantages of Maltese Citizenship.
- Travel Freedom: Maltese citizens enjoy visa-free travel across the EU and Schengen Area and also benefit from visa-free travel or visa on arrival in more than 190 countries, enhancing global mobility.
- Quality of Life: Malta offers a high standard of living, excellent healthcare, and a warm climate, making it an attractive destination for families and retirees.
- Cultural Richness: The island’s rich history and thriving community provide a unique lifestyle experience, with numerous festivals, culinary delights, and outdoor activities.
Malta offers a range of appealing options for UK citizens looking to relocate, from residency to full citizenship through naturalisation, descent or investment routes. Given the post-Brexit changes, it’s important to review the latest legal requirements and speak to a licensed Maltese Immigration lawyer to ensure the correct steps are taken.
Legal Notice 159 of 2025 introduces the Granting of Citizenship by Naturalisation on the Basis of Merit Regulations. This new regulation offers a structured and merit-based path to acquiring Maltese citizenship for individuals who have rendered, or intend to render, exceptional services or contributions to Malta or humanity, or who are considered of exceptional interest to the Republic of Malta.
Applications under these regulations are administered by the Community Malta Agency (AKM), which is responsible for receiving and processing applications, conducting due diligence, and coordinating the work of the Evaluation Board appointed by the Minister responsible for citizenship.
Eligibility for Citizenship by Merit
Applicants must:
- Render or intend to render an exceptional service or contribution to Malta or humanity, or be of exceptional interest to the Republic of Malta.
Family members that may be included:
- Spouse or partner in a monogamous marriage or equivalent relationship.
- Children under 18, including adopted children.
- Unmarried, financially dependent children aged 18 to 28.
Applicants are disqualified if they or their dependants have been refused a visa to a country with which Malta has visa-free travel, unless the refusal was not based on public policy, security, or health concerns.
Overview of the Citizenship by Merit Application Process
1- Submission of Proposal Letter
The process begins with the submission of a detailed Proposal Letter to the Community Malta Agency. This document must include:
- An introduction and overview of the applicant’s background and accomplishments.
- A description of the exceptional contribution or service the applicant intends to make.
- A detailed plan on how the applicant intends to continue contributing to Malta following naturalisation
The Agency will carry out an initial due diligence review and request the payment of non-refundable administrative fees before referring the proposal to the Evaluation Board.
2- Evaluation of the Proposal
An independent Evaluation Board, composed of a legally qualified chairperson and two subject matter experts, assesses the proposal. The Board may:
- Request further documentation.
- Interview the applicant’s representatives or other relevant parties.
The Board then submits its recommendation to the Minister via the Agency. If the proposal is approved, the applicant is issued a Letter of Approval in Principle.
3- Application for Naturalisation
Once the Letter of Approval in Principle is issued, the applicant may submit a full citizenship application. This must include:
- Proof of residence in Malta for at least 8 months preceding the application.
- Title to adequate residential property (leased or owned).
- Evidence of the contribution or service rendered or planned.
- Proof of language proficiency in English or Maltese.
A second round of due diligence is conducted. The completed application is reviewed again by the Evaluation Board, which provides its recommendation to the Minister. If approved, the Letter of Approval is issued.
Naturalisation, Oath and Ongoing Commitments
Following the Letter of Approval:
- The applicant must take the Oath of Allegiance within six months (extendable in exceptional cases).
- Prior to the oath, the applicant must sign a written undertaking to continue fulfilling obligations and commitments.
- The Agency is empowered to monitor compliance and may require supporting documentation.
Revocation of Citizenship
Citizenship may be revoked by the Minister if:
- The applicant fails to honour the commitments or obligations outlined in the application.
- The citizenship was obtained through false representations or concealment of facts.
Our Citizenship by Merit Law Practice
At ACC Immigration, our specialised Citizenship team offers comprehensive legal and tax support for individuals pursuing Maltese citizenship whether by merit, descent, marriage or other naturalisation pathways. We guide you through every step of the process, beginning with a thorough eligibility assessment before the application is initiated. Our team supports the preparation and submission of all necessary documentation and advises on the exceptional services and contributions to be made while helping you establish meaningful connections with Malta.
ACC is proud to announce the promotion of Antoine Saliba Haig and Marina Magri to Partnership level. Their appointments reflect their expertise, leadership, and dedication to the firm’s continued growth, particularly within the Immigration and Global Mobility practice.
Antoine Saliba Haig – Partner, Global Mobility & Immigration Practice
Antoine has been a core member of the firm since 2014, specialising in Maltese citizenship and residency law. With deep academic and practical experience in investment migration, he has successfully guided clients through a range of citizenship solutions while contributing to the field through publications and international engagements.
Marina Magri – Director, Immigration & Global Mobility Practice
Marina joined the firm in 2015 and has played a vital role advising business families and executives on global mobility and residence planning. In 2024, she was appointed co-head of the immigration arm, where she leads on compliance and risk management, strengthening the practice’s global impact.
These promotions reflect ACC’s continued focus on excellence and client-centric leadership. We congratulate Antoine and Marina on this significant milestone.