In a world where mobility, security, and lifestyle are paramount, Malta stands out as a premier destination for High-Net-Worth Individuals seeking a stable, comfortable and strategically located second home, rich in history and culture. Here’s why:
Safety and Stability
Malta consistently ranks as one of the safest countries in Europe. With very low violent crime rates, a strong rule of law, and reliable and efficient emergency services and health care system, residents enjoy peace of mind whether strolling through historic Valletta or relaxing in coastal towns.
Family-Oriented and Family-Friendly
Malta is a haven for families. From top-tier international schools and English-speaking education to family-friendly neighbourhoods like Mellieħa and Sliema, the island offers a nurturing environment for children and a vibrant lifestyle for all ages.
High Standard of Living
Malta offers a Mediterranean lifestyle with modern comforts. The cost of living is very competitive when comparing to the U.S. and other EU countries – while still providing access to excellent healthcare, quality housing, and a thriving expat community.
English as an Official Language
English is one of Malta’s two official languages, used in government, education, and business. This makes integration seamless for international residents and simplifies everything from legal processes to daily life.
Vibrant Property Market
Malta boasts a dynamic and resilient real estate sector, making it an attractive destination for property investment. Over the past decade, property prices have shown consistent growth, driven by strong demand, limited land availability, and a steady influx of foreign investors and residents. Prime areas like Sliema, St. Julian’s, and Valletta offer high-end apartments and luxury villas, while quieter towns and villages provide charming alternatives with strong value appreciation.
Under all residency routes, applicants have the option to either rent or purchase a qualifying property. This flexibility allows individuals to tailor their investment based on personal preferences, lifestyle needs, and long-term plans. Whether choosing to rent a stylish apartment in Valletta or invest in a luxury villa in Mellieha, Malta offers a wide range of properties to suit every taste.
Whether purchasing or leasing, investors benefit from a stable market with long-term potential and strong rental yields.
Inclusive and LGBTQI+ Friendly Society
Malta has earned global praise for its commitment to LGBTQI+ equality and inclusion. Ranked first in Europe for LGBTQI+ rights by ILGA-Europe since 2015, the country offers one of the most comprehensive legal frameworks protecting sexual orientation, gender identity, and expression. Same-sex marriage has been legal since 2017, and discrimination protections have been in place for over a decade.
Beyond legislation, Malta fosters a welcoming and respectful environment for LGBTQI+ individuals and families. Pride events are celebrated with strong public and governmental support, and the community is visible and embraced across Maltese society. For High-Net-Worth Individuals seeking a destination that values diversity and human dignity, Malta offers not just tolerance—but genuine acceptance
What Residency Options are available?
Malta offers a suite of residency programs tailored to different profiles:
- Malta Permanent Residence Programme (MPRP): A residency-by-investment route for non-EU nationals, offering permanent residency and visa-free Schengen travel.
- Global Residence Programme (GRP): Designed for non-EU nationals seeking tax-efficient residency with a flat 15% tax on foreign income remitted to Malta.
- Nomad Residence Permit: Ideal for digital entrepreneurs and remote workers, allowing them to live in Malta while working for overseas clients.
- Highly Qualified Persons Rules (HQP): Offers a 15% tax rate for professionals in finance, aviation, and gaming sectors.
- The Residence Programme (TRP): For EU/EEA/Swiss nationals, offering favorable tax treatment with a flat 15% tax on foreign income remitted to Malta and the right to reside in Malta.
- Malta EU Residence Permit (Right of Freedom of Movement): Designed for EU/EEA/Swiss nationals who wish to establish themselves in Malta and enjoy favourable tax rates.
Competitive Edge in the EU
Compared to other EU countries, Malta offers a cost-effective unique blend of tax efficiency, lifestyle, and accessibility. Its residency programs are streamlined, transparent, and supported by a robust legal framework—making it a standout choice for discerning investors.
Malta offers a unique blend of accessibility, lifestyle, and legal certainty that sets it apart from other EU residency destinations. One of the standout features of the Malta Permanent Residence Programme (MPRP) is that permanent residency status is truly permanent—it is not revoked after a set number of years, provided the applicant continues to meet the program’s requirements. Importantly, children included in the application retain their residency status even after they marry or commence their employment, offering families long-term peace of mind and continuity across generations. This level of security is rare among EU residency programs and showcases Malta’s commitment to family unity.
Another key advantage is the flexibility to either rent or purchase a qualifying property. Applicants are not obligated to buy real estate, which lowers the entry threshold and allows for greater personal and financial flexibility. Whether leasing a stylish apartment or investing in a luxury villa, the residency options accommodate a range of preferences and investment strategies.
How We Can Help
We are a multi-service law firm with extensive expertise in immigration, corporate law, and private client advisory. Our holistic approach ensures that High-Net-Worth Individuals receive tailored, end-to-end support when establishing residency in Malta. Our services include:
- Personalized consultation to identify the most suitable residency route
- Legal and tax advisory through licensed professionals
- Assistance with property acquisition or leasing
- Application preparation and submission
- Ongoing support post-residency, including relocation services and compliance guidance
- Corporate structuring and company formation services for business interests in Malta or the EU
- Succession planning, wealth structuring, and family governance solutions for long-term security and legacy
